- Relatively low co-pays or no-copay at all for health services and prescriptions
- Generally covers generic prescriptions that are available Over-The-Counter
- May cover certain products with a prescription such as Nebulizers, Humidifiers, Blood Pressure Machine etc.
- Generally do not cover very expensive medications such as Brand-name drugs
- Generally do not cover 90-day supply of medication
- Longer waits at medical offices compared to those with private insurance