Pros

• Relatively low co-pays or no-copay at all for health services and prescriptions
  
• Generally covers generic prescriptions that are available Over-The-Counter
• May cover certain products with a prescription such as Nebulizers, Humidifiers, Blood Pressure Machine etc.

Cons

• Generally do not cover very expensive medications such as Brand-name drugs
  
• Generally do not cover 90-day supply of medication
  
• Longer waits at medical offices compared to those with private insurance